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Earn up to 10%* yield on global investment products

~1.75% APR

USDx

USDx is RainFin's USD base token, that is purchased when depositing either USDC or USD onto the platform.

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Coming Soon

~2.30% APR

ZARx

ZARx is RainFin's ZAR base token, that is purchased when depositing ZAR onto the platform.

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Coming Soon

~5.2% APR

USD Savings Token

USD-ST

USD-ST is a USD denominated yield product, backed by private credit, aiming for SOFR plus 3.

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Coming Soon

~8% APR

ZAR Savings Token

ZAR-ST

ZAR-ST is a ZAR denominated prime related yield product, backed by private credit aiming for prime plus 1.

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Coming Soon

~X% APR

Coming soon!

Coming Soon

~X% APR

Coming soon!

Coming Soon

*These rates are estimations and subject to market movements. Movements of the SA Repo rate and or the Secured Overnight Financing Rate (SOFR), will directly impact these rate estimations

What can you do with RainFin?

Watch your savings grow with USD Savings Tokens

Earn stable returns on your portfolio with USD Savings Tokens, the easiest way to grow your value in USD. Join a community of global investors and take control of your future, today!

Protect your savings against local currency fluctuations

Worrying about your local currency's value and the impact it has on your savings? USD Savings Tokens offers a stable global currency alternative to local savings, so you can build an international portfolio with peace of mind.

Get a loan in local currency against your Savings Tokens

Whether you're looking to invest in a new opportunity, cover an unexpected expense, or simply want to take advantage of the equity in your digital assets, our platform makes it easy. Get a loan in your local currency against your token holdings, with just a few clicks.

Coming Soon!

Send Savings Tokens to anyone in the world

The XCAP Network provides a platform for you to send and receive Savings Tokens with anyone in the world* (excluding the US or sanctioned markets). Whether you're looking to share your earned returns in USD, or send tokens that friends and family can redeem for USDC or sell in their local markets, the XCAP Network helps you stay close to those you need to around the world.

Borrow againstyour investments

Total Loan

R5,020.83

Interest Rate

12% APR

Monthly Cost

R20.83

Total Cost

R20.83

Borrow Now

Please note that all values provided by this financial calculator are estimations and should be treated as such.

Getting started is easy!

1. Register

Complete the quick registration on RainFin to open your account.

2. Fund your account

Transfer funds into your wallet using EFT, card payment, or even Cryptocurrency (USDC).

3. Start using RainFin

You are now ready to start using all that RainFin has to offer!

The idea of converting my local currency to a more secure and stable currency was very appealing to me, and the ease of use of XCAP made it a no-brainer. The process of converting my money was simple and straightforward, and I have already seen growth in my savings.

Sean Emery

RainFin

Discover the Smarter Way to

Invest

Transact

Save

Borrow

Earn up to 10%* yield on global investment products

USDx

USDx

ZARx

ZARx

USD Savings Token

USD-ST

ZAR Savings Token

ZAR-ST

Coming soon!

Coming soon!

What can you do with RainFin?

Watch your savings grow with USD Savings Tokens

Protect your savings against local currency fluctuations

Get a loan in local currency against your Savings Tokens

Coming Soon!

Send Savings Tokens to anyone in the world

Borrow againstyour investments

R5,020.83

R20.83

R20.83

Getting started is easy!

1. Register

2. Fund your account

3. Start using RainFin

Your Questions, Answered

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