Get Your business Funded Fast

If you're a business looking for finance
- don't waste time waiting weeks to
have your loan approved.


RainFin offers competitive rates, fixed
monthly payments and no early
repayment fees. Plus, the money could
be in your account by the next day.



Help Your Business Thrive,
Without Putting Everything on the Line

Affordable Finance For Businesses Big Or Small
Borrow between R100 000 and R750 000 and choose to repay your loan over 12, 24, 36 or 48 months.
We are not a loan provider. We're a loan marketplace
Apply for funding on a marketplace of thousands of lenders without the need to secure against assets.
We connect businesses looking to borrow money, with South Africans looking to lend.
The more attention your loan receives the lower the interest rates you may be offered.
A Trusted, Credible And
Compliant Lender
We don't make money from your interest. We want the best deal for you and for our lenders.


Get Hassle Free Business Finance at an Affordable Rate



What Type of Loan Should You Apply For?



Non CIPC Registered Company

  • For self-employed owners of small businesses.
  • Your business is not registered with the CIPC and you trade in your personal capacity.
  • You will need to apply for a loan in your personal capacity.

CIPC Registered Company

  • For businesses that are registered with CIPC as a Public Company or a Private Company (Pty Ltd).
  • For businesses that are registered as Closed Corporations (CC) or Sole Proprietors (trading in a different name).
  • Can obtain a business loan in the name of their registered business.



CIPC (Companies and Intellectual Property Commission)


Getting Started Is Quick, Safe And Simple



Create A Profile

  • Complete our quick registration process.
  • Obtain board resolution.
  • Once authorised, RainFin will show you your business' creditworthiness and register your business on the platform.
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Get A Loan Quote And Customise Your Terms

  • Upload bank statements and financial statements or management account to confirm your business' affordability and cash flow.
  • Get a loan quotation and customise it to meet your business' terms and needs.

Ensure You Have Your KYC Information Nearby

  • Submit the KYC (Know Your Customer) documentation for the directors and the business.
  • Include a utility bill for proof of business address.
View Full KYC Requirements List
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Loans Gets Published

  • Once your KYC is submitted, our moderation team will review your information.
  • If successful, the loan gets published on our marketplace.

Get Funded

  • Once your loan is fully funded, RainFin issues you with a loan agreement to sign online.
  • The loan is paid out to your business' bank account within 24 hours.
  • RainFin will collect your fixed monthly instalments and distribute it to the respective lenders.
  • Monitor your repayments on your My RainFin Dashboard.
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