The Smartest Way To Get A Personal Loan
RainFin is an online marketplace where individuals borrow from and lend to each other through a safe and secure platform.

Quick, safe and easy application

100% Transparent Fee Structure

A loan on your terms

Free Credit Score



The Benefit To You The Borrower

Your Personal
Privacy Guaranteed
Your privacy and information is always secured.
Check Your
Credit Status
Check your credit status and make informed borrowing decisions.
Confirm Your
Affordability
Confirm your affordability through the income and expense calculator.
Flexible Loan
On Your Terms
Set your loan requirements and get funded in hours.

Getting Started Is Quick, Safe And Simple



Create A Profile

  • Complete our quick registration process.
  • Once authorised, RainFin will assess your creditworthiness and register you on the platform.
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Get A Loan Quote And Customise Your Terms

  • Upload bank statements to confirm your affordability and cash flow.
  • Get a loan quotation and customise it to meet your needs.

Ensure You Have Your CDD Information Nearby

  • Submit your CDD (Customer Due Diligence) documentation.
  • Include a utility bill for proof of address.
View Full CDD Requirements List
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Loans Gets Published

  • Once your CDD is submitted, our moderation team will review your information and approve your application.
  • The loan will be published on our online marketplace.

Get Funded

  • Once your Loan is fully funded, RainFin issues you with a loan agreement to sign online.
  • The loan is paid out to your account within 24 hours.
  • RainFin will collect your fixed monthly installments and distribute it to the respective investors.
  • Monitor your repayments on your My RainFin Dashboard.
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